If you were in a car accident, you probably have physical pain, emotional anguish, stress, and financial problems. Personal injury lawsuits are likely the last thing on your mind after an accident. To pay for the accident's sudden medical expenses and property damage, you may need to seek damages from the careless motorist who caused the collision.
A car accident attorney at Regan Zambri Long PLLC is aware that their job does not end with the efficient settlement of your claim for the maximum possible compensation. Their empathetic attorneys will walk you through the whole claims process, ensuring that you understand what is happening at every stage. They will handle all the necessary paperwork and insurance company correspondence. Your only priority will be your recuperation. To get started, call now for a free consultation with an experienced Washington DC car accident lawyer.
No-fault and the At-fault Insurance States
Insurance policies are typically filled with legal jargon and difficult-to-understand verbiage, so let's break down the fundamentals.
States with no-fault insurance.
There are 14 no-fault insurance states, plus Washington, D.C., and Puerto Rico. In places with no-fault insurance, drivers must submit claims with their insurer regardless of who caused the accident. This complicates a personal injury claim but does not make it impossible. If your property damage exceeds your policy's limits, you can sue the other motorist for personal harm. If your medical expenditures exceed your policy's maximum, you may sue the other driver to reimburse the difference.
At-fault insurance states
Virginia and Maryland are both at-fault insurance states. States with at-fault insurance are founded on tort liability, which is when someone is held responsible for their wrongdoing or negligence. In at-fault jurisdictions, the victim of an automobile accident can sue the insurance company of the irresponsible driver for economic and non-economic damages. The law firm of Regan Zambri Long PLLC has offices in Washington, DC, Virginia, and Maryland. Regan Zambri Long are specialist in the laws and insurance policies of each country. If you or a loved one were hurt in an automobile accident in Maryland or Virginia, their car accident insurance claim attorneys can assist you in obtaining a fair settlement for your injuries.
D.C., Maryland, and Virginia Automobile Insurance Requirements
Knowledge is power, according to Regan Zambri Long. When you deal with one of their experienced personal injury attorneys, they will handle everything. Nevertheless, they fully think that you, as their client, have the right to be informed of every process stage. Understanding the fundamental vehicle insurance policies in Washington, DC, Maryland, and Virginia can assist you in comprehending how your automobile accident attorney would bargain on your behalf.
Washington DC auto insurance requirements
- Property damage liability ($10,000 minimum)
- Third-party liability ($25,000 minimum)
- Uninsured motorist bodily injury ($25,000 minimum)
- Uninsured motorist property damage ($25,000 minimum)
Maryland auto insurance requirements
- Bodily injury ($30,000 minimum)
- Property damage ($15,000 minimum)
- Uninsured motorist bodily injury ($30,000 minimum)
- Uninsured property damage ($15,000 minimum)
Virginia auto insurance requirements
- Bodily injury ($25,000 minimum)
- Property damage ($20,000 minimum)
- Uninsured motorist bodily injury ($25,000 minimum)
- Underinsured motorist property damage ($20,000 minimum)
Is it Worth it to Hire a Car Accident Insurance Claims Lawyer?
You are under no obligation to have a personal injury attorney present if you want to submit a claim for an automobile accident. If your accident is uncomplicated (for instance, if you were not badly hurt or if the individual at fault is quickly recognized and takes responsibility), you may not require an attorney.
Nevertheless, the terrible fact is that insurance plans and the legal system may soon become quite complex. After sustaining physical and mental traumas in a vehicle accident, you may lack the time and energy to fight for your legal rights. This is when you should hire an attorney after a car accident and where the car accident attorneys of Regan Zambri Long step in. They will fight tenaciously to safeguard your rights and obtain the greatest amount of feasible damages. They are aware that they cannot reverse what occurred to you or your family, but they can give a solution to pay all of your accident-related medical expenditures and property damage.
